Confirming Supplier Deposits

Last updated August 21, 2026

Reconciling a supplier statement says the supplier told you they were paying. It does not say the money arrived. The Deposits screen (Commissions → Deposits) closes that gap: it takes the credits from your bank or accounting system and matches each one to the supplier statements you have already reconciled, so you can see which commissions are genuinely backed by cash.

This is advisory unless you turn it on. Confirming a deposit records a fact — it does not by itself release or withhold anybody's money. Only if you enable Require cleared deposit does it become a gate on advisor payouts. Leave it off and nothing about your payout process changes.

Two ways to get deposits in

Click Connect QuickBooks on the Deposits screen and authorize the company you use for the agency's banking. After that, we pull your deposits automatically every night and match them for you. Nothing is written back to your books — the connection is read-only.

One thing to understand before you connect, because it explains everything you will see:

We read what you have booked, not what your bank has sent. QuickBooks does not share its bank-feed For review queue with any app — not us, not anyone. That data is licensed per-access from the services QuickBooks buys bank connections from, and Intuit does not resell it through their API. So a deposit becomes visible to us only after you categorize it into the register.

In practice this is a non-event, because categorizing deposits is already part of closing your books. But it does mean:

  • A deposit sitting in For review in QuickBooks will not appear here. Add or match it in QuickBooks, and the next sync picks it up.
  • "No new deposits" means "nothing new has been categorized" — it does not mean no money arrived.
  • If you want to confirm something today that you have not categorized yet, use the file upload below.

What we read. Deposits, sales receipts paid straight into a bank account, and journal entries that debit a bank account. Which of those your money lands in depends on how your bookkeeper works, which is why there is a What is in QuickBooks? button — see below.

Money going out is never read. Only credits into a bank account are pulled or stored. Payroll, rent, transfers and card payments are dropped before they ever reach JourneyFuse.

2. Upload a file

Export deposits from your bank or accounting system and drop the file on Import a file instead. We read the date, amount and description columns whatever they happen to be called, and ignore money going out. This works with or without a QuickBooks connection, and it is the right tool when you need to confirm something that is not categorized yet.

What is in QuickBooks?

Once connected, this button shows you what we can actually see — without importing anything. It reports:

  • how many deposits are in the window, and whether they are recorded as Deposits, Sales Receipts or Journal Entries
  • which category accounts they are tagged to (for most agencies, Commission Income)
  • how many carry no payer name
  • what would match automatically and what would need review, if you synced right now

Use it the first time you connect, and any time a sync brings in less than you expected. If it shows nothing at all, the usual answer is that the deposits are still sitting in For review in QuickBooks.

How matching works

Each credit is compared against the supplier deposits you are waiting on. A deposit here means every reconciliation booked against one supplier payment on one date, added up — because that is what the bank actually shows. Sixty-nine small statements from one supplier arrive as a single ACH, and we match that single figure.

There are four outcomes:

OutcomeWhat happens
Exact amount, one candidateConfirmed automatically.
Exact amount, several candidatesGoes to your review queue so you choose.
Close but not exactProposed with the difference spelled out. Never automatic.
No plausible matchSits in the queue; dismiss it if it is not commission.

Only an exact amount is ever confirmed automatically. A near miss is always your decision. Marking a supplier paid who has not paid would release advisor money against cash that never arrived, so anything short of an exact figure asks you first — and records the difference when you accept it.

Teaching us a payer name

Bank descriptors rarely say the supplier's name. When you confirm a match, we offer to remember the payer behind it — so "WORLD TRAVEL HOL DYNAMICS EFT DEPOSIT" matches Resort for a Day on its own next month. You are shown the exact phrase before you agree to it, and you can confirm just the one instead.

If the connection stops working

QuickBooks requires the authorization to be renewed periodically. When it expires, the Deposits screen shows an amber QuickBooks needs reconnecting banner and stops pulling. Click Reconnect QuickBooks and pick the same company.

We deliberately make this loud rather than letting it fail quietly, because a connection that has silently stopped looks exactly like a quiet week.

Common questions

Does connecting QuickBooks change my books? No. The connection is read-only. We never create, edit or delete anything in QuickBooks.

Can you see my whole bank account? We only read credits into bank accounts, and only inside the lookback window. Money going out is never pulled or stored.

Can I still upload files after connecting? Yes, and it is the right move for anything you have not categorized in QuickBooks yet. Uploading the same deposit twice is safe — duplicates are recognised and skipped.

I disconnected. Did I lose my confirmed deposits? No. Deposits already imported stay, because they are a record of money that arrived. Only the connection is removed.

Why did a sync bring in less than I expected? Usually one of three things: the deposits are still in For review in QuickBooks; the payment is older than your lookback window (adjustable on the card); or they are recorded in a way the probe will show you. What is in QuickBooks? answers all three.