Commission Reconciliation

Reconciliation lives in Commissions → Inbox. The Inbox separates Unmatched payments, Pending submissions, Variance flags, Awaiting supplier, and Needs filing so each kind of work has a clear next step.

Reconciliation is the process of matching incoming supplier payments to the commissions your advisors and bookings say the agency should receive. It is the bridge between "the supplier paid us" and "we can pay the advisor."

This guide is for agency owners and admins working in Agency view. Solo agents filing through an external host do not use this workflow — see Commissions Workflows by Role for the right guide for your setup.

Video walkthrough

Prefer to watch? This ~10-minute walkthrough for agency owners covers the whole flow: how JourneyFuse auto-matches a supplier deposit, a clean match, a short-pay you close out, a commission paid in installments, one check split across several advisors, filing a deposit with no booking, and importing supplier statements. ▶️ Watch on YouTube

Where to Find It

1. Switch to Agency view using the toggle at the bottom left of the app
2. Go to Commissions
3. Open Inbox
4. Start with Unmatched payments

Read the suggestion before accepting it

A strong suggestion names the client and trip and shows the signals that support the match. Those signals may include Advisor, Ref, Amt, Guest, Date, and Travel.

Use Accept when the payment and commission clearly belong together. Accept all ready is the fast path for a group of clean suggestions, but it still deserves a quick review before you click.

Use Review when JourneyFuse cannot find a trustworthy booking. The panel may let you correct the payer, record an advisor's direct booking, or open the full matching view. Leaving money unmatched is safer than attaching it to the wrong trip.

Handle a difference without hiding it

Variance flags compares what the agency expected with what the supplier actually paid. For example, if the agency expected $1,500 and received $1,450, the $50 gap stays visible.

Choose Compare to inspect the records. Use Close at $1,450 only after you have confirmed that the supplier's payment is final and the agency accepts the difference. If the supplier still owes the balance, leave the flag open while you follow up.

The Big Picture

Commission entries move through a lifecycle as they are processed:

Reconciliation moves commissions from Submitted → Received. Accepting the supplier payment is what moves matched commissions into Agent Payable.

The 5-Step Owner Mental Model

If you are an owner or admin, the easiest way to think about the workflow is:

1. Submitted — the advisor filed the commission and it was approved for processing
2. Matched — you recorded supplier cash and matched it to the booking
3. Accepted — you finalized that supplier payment
4. Payable — the advisor portion is now released for payout
5. Paid — you recorded the advisor payout batch

JourneyFuse now mirrors those same steps in the Agency commissions table so the wording stays consistent between the UI and the KB.

Real Scenario Example

Use this simple example as a model:

• Gross commission from supplier: $100
• Advisor split: 70%
• Advisor earns: $70
• Agency keeps: $30

Inside JourneyFuse, the owner workflow looks like this:

1. The advisor submits the commission after the trip
2. The owner approves it for processing
3. The supplier sends the agency $100
4. The owner records that supplier payment and matches it to the commission
5. The commission moves to Matched
6. The owner accepts the supplier payment
7. JourneyFuse sets the advisor's $70 to Payable
8. If payout rules apply, JourneyFuse also sets an eligible payout date
9. The owner creates a payout batch and records the advisor's $70 payment
10. The agency keeps the remaining $30

If the agency has a rule like "hold payouts until trip end," JourneyFuse uses that rule when the supplier payment is accepted so the owner can see exactly when the advisor portion becomes eligible.

What the Advisor Sees After Payout

When the owner creates the payout batch, they can also send a payout summary email to the advisor.

Using the same example:

• Supplier paid the agency: $100
• Advisor share: $70
• Agency share: $30

The advisor's payout email can include:

• payout date
• payment method and reference
• the trip or booking included
• the advisor amount paid
• any bonus or deduction adjustments
• the total paid in that batch

That gives the owner a simple way to answer, "What was this payment for?" without adding extra accounting complexity to the workflow.

Step-by-Step: Recording a Supplier Payment

When a supplier deposit hits your bank account, you need to record it in JourneyFuse so it can be matched to commission entries.

1. Record the Payment

From Commissions → Inbox, click Record payment to open the payment form. Choose the payer and fill in:

Click Save to create the supplier payment record.

One currency per agency. JourneyFuse tracks all commission amounts in your agency's configured currency (set in Settings → Commission) and does not convert between currencies. Recording a payment — or confirming an imported statement — in any other currency is rejected with a message telling you which currency was detected. If a supplier pays you in a different currency, convert the amounts to your agency currency before recording them. This keeps dashboard totals, payout batches, and 1099 figures accurate.

2. Match Commissions to the Payment

After recording the payment, JourneyFuse shows you a list of approved commission entries for that payer. These are the commissions that are ready to move from Submitted to Matched. Each entry displays:

• Trip name, supplier, and booking type
• Confirmation/reservation number
• Gross commission amount (expected)
• Trip end date and expected payment date

Smart matching: JourneyFuse scores each entry based on how likely it is to match this payment — considering trip timing, expected dates, submission status, and amount proximity. Entries with the highest match confidence appear first with a "suggested" indicator.

For each commission entry, you can:

• Check the box to include it in this reconciliation
• Enter the actual amount received if it differs from the expected amount
• Add a note for context on any discrepancy

Already marked received? Entries you already marked received by hand show a green Supplier Paid badge and are still matchable. Matching one simply links this deposit to it — recording which supplier payment paid that commission — without rewinding its stage, rewriting its amounts, or clearing a flag. This is how a deposit for a booking you'd already marked received gets connected to the actual cash instead of looking orphaned.

3. Review Variances

As you match entries, the reconciliation view tracks three running totals:

If the actual amount for an entry differs from what was expected, you choose a variance action:

• Accepted — the variance is within tolerance and you're okay with it (e.g., rounding differences, currency adjustments)
• Flagged — the variance needs follow-up (e.g., supplier paid less than expected, missing a booking)

Flagged entries appear in the Exceptions view for later investigation. You can also clear a flag wherever you spot it: from the Inbox, or by opening the entry in the Ledger and using Resolve variance in its detail drawer — pick a reason (supplier underpaid, expected was wrong, etc.) and the flag is cleared with a note added to the entry's history.

3b. Adjustments — write-offs, FX differences, fees

Sometimes the gap between expected and received doesn't map to a specific commission line — the supplier shorted you by $50 across the board, the wire transfer fee ate $20, or you've decided to write off a small unrecoverable balance. The Adjustments panel on the match page handles these cleanly:

1. Click Add adjustment on the reconciliation page.
2. Pick a type: Supplier short-pay, Supplier overpayment, Exchange rate, Write-off, Bank / wire fee, or Other.
3. Enter the amount (negative for short-pays, positive for overpayments) and a description so the team understands what happened.
4. Save.

Adjustments stay attached to the deposit — so the audit trail is intact and the running total of adjustments offsets the "Remaining" balance you're trying to zero out. You can have multiple adjustments per deposit (a short-pay plus a wire fee, for example).

4. Create the Reconciliation

Once you've selected all matching entries and resolved variances, click Reconcile. This:

• Creates a reconciliation batch record with the totals and entry count
• Updates each matched commission's lifecycle to Received
• Records the variance amounts per entry
• Links each commission entry to the supplier payment via an allocation record

At this point, the commissions are matched to cash in, but they are not yet payable to the agent until you explicitly accept the supplier payment. In the owner mental model, this is the move from Matched to Accepted.

Handling Adjustments

Sometimes a supplier payment doesn't perfectly line up with commission entries. JourneyFuse provides tools for these situations.

Company Adjustments

If the supplier included or deducted something that isn't tied to a specific commission entry (e.g., a processing fee, bonus, or credit memo), add a company adjustment:

1. On the payment detail view, click Add Adjustment
2. Enter the amount (positive for additional credit, negative for deductions)
3. Add a description (e.g., "Q4 bonus" or "Wire fee")

Adjustments update the payment's matched and variance totals automatically.

Filing a deposit as unclaimed

If a supplier deposit doesn't match any commission entry in JourneyFuse — maybe it's for a booking you haven't entered yet, a park-ticket commission with no booking line, or a commission from a different system — you can file it as unclaimed right from the match screen so it leaves the Unmatched queue:

• When the payer has no matching open commissions, the empty state offers File this deposit as unclaimed.
• When there are candidate entries but none is the right booking, use None fit — file as unclaimed below the list.

Then enter the booking/reference number and amount received (a trip description and notes are optional). The unclaimed amount counts toward the deposit's accounted total, so the payment clears out of your inbox. You can resolve it later once the matching commission exists, or void it if it was a mistake.

Editing Allocations

If you realize an allocation amount was entered wrong after creating the reconciliation, you can update individual allocation amounts from the payment detail view. Click the allocation row and adjust the amount — the payment's matched and variance totals recalculate automatically.

Undoing a wrong match

Auto-matching is a suggestion, not a commitment. If a payment landed on the wrong booking — a common one is importing statements before the matching bookings exist, so the matcher pairs a line with the closest thing it can see — you can take it back off and re-point it.

1. Go to Commissions → Inbox and turn on the Show matched toggle above the list. Matched deposits are hidden by default, which is usually why a payment you already approved seems to have vanished.
2. Click Review on the payment to open the match screen.
3. Each allocated row carries an Unallocate link at the right-hand end of the row. Click it and confirm.

The commission goes straight back to pending and the deposit's unmatched balance goes back up by that amount, so nothing is lost and nothing is double-counted. Then find the right booking using the Search by trip, client, confirmation, or supplier box above the candidate list (there are amount, advisor and expected-date filters beside it), tick it, and Save reconciliation.

Nothing to re-run. The suggestion list is rebuilt every time you open the match screen. If a statement matched badly because the bookings weren't in JourneyFuse yet, simply adding those bookings is enough — reopen the payment and the right candidates are there. On a statement still sitting in Imports, Re-run extraction in the edit drawer redoes the matching as well as the reading.

Prefer not to auto-match at all? On the Imports list, the ⋯ menu on a statement row has Create without matching. That records the money and leaves every line for you to match by hand — useful for a supplier whose statements never line up cleanly.

One payout covering several bookings

Plenty of suppliers settle several reservations with a single amount, and some (Bedsonline among them) issue one confirmation number covering multiple bookings. One deposit can be split across as many commission entries as you need.

On the match screen, tick every booking the payout covers and enter what each one earned in the Actual column. Each row keeps its own expected figure and its own variance, so a payout that covers three bookings settles all three in one save rather than dumping the full amount onto whichever booking matched first.

Reading the footer. Allocated counts everything the deposit covers — rows already saved against it plus the ones you have ticked in this session — and Remaining is what would still be unallocated after you save. Both agree with the unmatched amount on the deposit card at the top of the screen, so you can split a payout over several sittings and still trust the footer.

A quick sanity check that the split is right: Remaining — and the deposit card's unmatched amount — should read $0.00 once every booking on the statement is ticked and saved.

Accepting or Recalling a Payment

After reconciliation, you make a final decision on the supplier payment:

Accept Payment

Click Accept when you're satisfied that the payment is correctly matched and all variances are resolved or within tolerance.

• Records who accepted and when
• Advances all matched payable commission entries to Agent Payable
• These commissions are now ready to be included in agent payout batches

This is the step that moves a commission from Accepted to Payable.

You can add status notes explaining your decision (e.g., "Variance of $2.15 is rounding — accepted").

Recall Payment

Click Recall if something is wrong and the reconciliation needs to be revisited.

• Records who recalled and when
• Moves unpaid matched commissions back to Received
• Add status notes explaining what needs to be fixed

A recalled payment can be re-reconciled once the issue is resolved.

Importing Payments in Bulk

If you receive a statement or spreadsheet from a supplier with multiple payments, you can import them all at once using CSV Import.

CSV Format

The CSV must include these headers:

payer_name,amount,payment_date,reference_number,payment_method,notes

• payer_name (required) — the supplier name, must match existing payers
• amount (required) — positive number
• payment_date (required) — date string (e.g., 2026-03-15)
• reference_number (optional) — check or transaction ID
• payment_method (optional) — check, ACH, wire, etc.
• notes (optional) — any context

Each row creates a separate supplier payment record that you can then individually match and reconcile.

Commission Exceptions

The Exceptions view aggregates all items that need attention:

• Commission entries with flagged variances — where actual didn't match expected
• Unclaimed items that haven't been resolved or voided
• Payments with unmatched balances

Use this view as a daily or weekly checklist to keep reconciliation clean.

From Reconciliation to Agent Payout

Once a payment is Accepted, its matched commissions become Agent Payable. In the owner mental model, that means the commissions have reached the Payable stage. The next step is paying your agents:

1. Go to the Ready to Pay Agents section in Agency view
2. Review the commissions grouped by agent
3. Create a payout batch — this groups the commissions into a single payout
4. Record the payout method and reference (check number, direct deposit, etc.)
5. The commissions advance to Agent Paid and the agent sees the update in their view

Payout Settings

Configure payout behavior in Settings > Commission:

Agent Payout Adjustments

If you need to adjust an agent's payout (e.g., deducting an advance, adding a bonus), you can add agent payout adjustments that modify the batch total. Each adjustment includes an amount, description, and status.

Reconciliation Statuses (Supplier Payment)

Each supplier payment moves through these statuses:

Tips for Owners

• Start with the Exceptions view each week to catch variances before they pile up
• Record payments promptly — agents can see when their commission moves to "Supplier Paid" and will notice delays
• Use reference numbers consistently — they make it easy to cross-reference with your bank statements
• Add notes liberally — six months from now you won't remember why a $3 variance was acceptable
• Bulk import when a supplier sends a quarterly statement — much faster than recording one at a time

Related

• Submitting Commissions — how agents submit commissions into this workflow
• Commissions Workflows by Role — the full picture for agents, admins, and owners
• Tracking Commissions — per-booking commission lifecycle and statuses
• Commission Reports — filtering, analytics, and CSV export
• Per-Trip Commission Overrides — setting custom splits on individual trips